loader

Need assistance ? We are happy to help. Contact Us

    40% Down-Payment Rent-To-Own Home Ownership

    Our 40% Down-Payment Rent-To-Own Plan allows you to move into your home immediately without a bank loan.

    Once you pay 40% of the selling price, you secure the house and start your journey to full ownership.

    Use calculator below:





    Example Repayment Breakdown
    • Selling Price: R435,000
    • 40% Down-Payment: R174,000
    • Remaining Balance (60%): R261,000
    • 10-Year Term: ±R2,175 per month

    This is an illustration only. Final figures will be confirmed in your contract.






    Down-Payment Calculator

    You can use the calculator below to check for yourself.

    • Selling Price = House Price × (1 + Markup)
    • Down-Payment (40%) = Selling Price × 0.40
    • Remaining Balance = Selling Price × 0.60

    Use 40% Down-payment Calculator Below


    Enter the price of the house below

    Total deposit to create (40%) (From you)
    Total Assistance from the company (60% Finance)
    BUILDING THE DEPOSIT
    Months of finishing your 40% deposit and to be allocated in your house
    Total markup in percent (%)
    Total markup in Rands (R)
    Total payable (in Rands) Assistance + markup
    Total years + months to finish paying the house
    Your Monthly Installments
    Simple Steps
    1. Choose a Property: Select a house from our available listings.
    2. Pay 40% Down-Payment: This secures the property in your name.
    3. Sign the Agreement: A R2,000 contract fee applies.
    4. Move In Immediately: Occupy the house while paying off the balance.
    5. Pay the Remaining 60%: Monthly payments are spread over 6–15 years, depending on your plan.
    6. Title Deed Transfer: After final payment, transfer fees are paid and the property is transferred into your name.
    Why Choose This Option
    • ✔ No bank loans
    • ✔ No credit checks
    • ✔ Move in immediately
    • ✔ Flexible repayment terms
    • ✔ Full ownership at the end